FinancingQuébec City

A line of credit in Québec City: is it for you?

A dominant tertiary sector, tourism of high importance: for a business in the Québec City region whose revenue varies from one season to the next, a line of credit covers a need that comes back. Each lender sets its thresholds and decides.

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In Québec City, in brief

How many people live in Québec City?
Québec City had 549,459 residents at the 2021 census.
Source: Statistics Canada, 2021 Census of Population, table 98-10-0002-01
How many industrial parks does Québec City have?
Québec City has 14 industrial parks, 4 innovation spaces, 5 industrial zones, 3 port zones, one airport zone and two new sectors in planning.
Source: Ville de Québec, Parcs et zones industriels
What is the economic profile of the greater Québec City region?
The greater Québec City region is an urban hub where the tertiary sector is dominant and made up mainly of SMEs working in technology fields, with a tourism sector of high economic importance.
Source: Canada Economic Development for Quebec Regions, overview of the Québec region

Business financing in Québec City

The business line of credit, in brief

How does a line of credit differ from a term advance?
A line is a limit you draw on, repay and draw on again; a term advance is disbursed once and repaid on a schedule. On a line, interest runs only on what is drawn; any other fee is set in the lender’s written offer.

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Business-support organizations in Québec City

Useful neighbours, independent of Capital Facile: each one has its own programs and its own conditions.

Service du développement économique et des grands projets de la Ville de Québec
Municipal department whose mission is to contribute to an environment favourable to business development; it represents the Réseau Accès PME on its territory.
Programmes de financement de la Ville de Québec (Vision entrepreneuriale Québec 2030)
Municipal financing programs that support businesses at different stages of development.
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