Can a contract be financed before I am paid?

Yes, the need can be presented, most often as working capital sized on your deposits. The signed contract helps describe the need; the lender is the one that decides.

Is a signed contract enough for the lender?

No, not by itself. A contract shows work still to do; the lender reads first what the business already takes in.

And once the work is invoiced?

Invoices owed by a business or a public body, for work already delivered, can go through factoring. The lender decides, invoice by invoice.

The contract calls for new equipment: how is it presented?

On its own, as equipment financing, from the supplier’s quote. The equipment itself usually serves as security.

Answers

A signed contract, not yet paid: how can it be financed?

A signed contract often means paying for labour and materials before being paid. That need can be presented; the lender decides, signed contract or not.

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The answers

Can a contract be financed before I am paid?: Yes, the need can be presented, most often as working capital sized on your deposits. The signed contract helps describe the need; the lender is the one that decides.
Is a signed contract enough for the lender?: No, not by itself. A contract shows work still to do; the lender reads first what the business already takes in.
And once the work is invoiced?: Invoices owed by a business or a public body, for work already delivered, can go through factoring. The lender decides, invoice by invoice.
The contract calls for new equipment: how is it presented?: On its own, as equipment financing, from the supplier’s quote. The equipment itself usually serves as security.

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What the lender looks at

Actual deposits, month by month: What the business already takes in measures what it can carry during the contract.
Trend over the period: A contract added to steady revenue reads better than a contract alone.
Payments to other lenders: An advance already taken on the same contract must be declared.
How long the business has been operating: A younger business can still be presented; the lender sets its thresholds.

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$0 upfront · 7% only if funded

An intermediary, not a lender.

The lender sets the final amount and its cost in its written offer.

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