Manufacturing: financing the machine or the materials?
A shop or a plant is presented from the client payments that reach the account, order after order. The lender decides, for the machine as for the raw materials.
Choose my amountThe answers
- Can a production machine be financed?
- Yes, as equipment financing, based on the machine’s price, new or used. The supplier’s quote is asked for, and the equipment itself usually serves as security.
- Raw materials are paid for before the client’s delivery: what fits?
- They are presented as a working-capital need, sized on your deposits. The lender sets the amount and its cost in its written offer.
- My clients pay on terms: what can be done?
- If you invoice other businesses, factoring finances the invoices for delivered orders. The lender looks at the strength of your clients and at your statements.
- A large order is more than my cash can carry: is that a file?
- It can be presented: the purchase order helps describe the need. The lender reads first what the business already takes in, and decides.
What the lender looks at
- Actual deposits, month by month
- Client payments, order after order, as they reach the account.
- Trend over the period
- A growing order book shows in the deposits.
- NSF cheques
- A cheque returned to a materials supplier weighs on the file.
- Payments to other lenders
- A machine already financed elsewhere counts as a commitment.
$0 upfront · 7% only if funded
An intermediary, not a lender.
The lender sets the final amount and its cost in its written offer.
Choose my amount