Factoring in Montréal: can your invoices be presented?
In construction, manufacturing and logistics, a business in the Montréal agglomeration most often invoices another business, which pays on terms. Capital Facile presents those invoices to factoring lenders; each lender decides, invoice by invoice.
Choose my amountIn Montréal, in brief
- How many people live in Montréal?
- Montréal had 1,762,949 residents at the 2021 census.
- Source: Statistics Canada, 2021 Census of Population, table 98-10-0002-01
- How many business establishments does the Montréal agglomeration have?
- More than 1.1 million people worked in a pool of 64,224 business establishments in the Montréal agglomeration in 2024.
- Source: Ville de Montréal, Montréal en statistiques, "Analyse des secteurs d’activité", November 2025
- How many establishments in construction, manufacturing and logistics in Montréal?
- In 2024, the Montréal agglomeration had 3,739 business establishments in construction, 3,029 in manufacturing and 7,155 in logistics (wholesale trade, transportation and warehousing).
- Source: Ville de Montréal, Montréal en statistiques, "Analyse des secteurs d’activité", November 2025 (table of business establishments, Statistics Canada Business Register)
Invoice factoring, in brief
- What is invoice factoring?
- A lender advances part of an invoice you have issued to another business and collects the rest when your client pays. The invoice itself usually secures the advance; the lender may still ask for a personal guarantee or security on business assets, in its written offer.
Business-support organizations in Montréal
Useful neighbours, independent of Capital Facile: each one has its own programs and its own conditions.
- PME MTL
- The Ville de Montréal’s business support network, specialized in guiding and financing businesses, organized into six territorial hubs.
- Service du développement économique de la Ville de Montréal
- Municipal department that guides and supports Montréal businesses in their growth and manages grant programs and calls for projects.
$0 upfront · 7% only if funded
An intermediary, not a lender.
The lender sets the final amount and its cost in its written offer.
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