Revenue-based financing in Montréal: how does it work?
On the island of Montréal, commercial activity is the sector with the most business establishments: shops, restaurants and services, whose deposits follow their sales. Capital Facile presents their file, sized to those deposits, to commercial lenders; each lender decides.
Choose my amountIn Montréal, in brief
- How many people live in Montréal?
- Montréal had 1,762,949 residents at the 2021 census.
- Source: Statistics Canada, 2021 Census of Population, table 98-10-0002-01
- How many business establishments does the Montréal agglomeration have?
- More than 1.1 million people worked in a pool of 64,224 business establishments in the Montréal agglomeration in 2024.
- Source: Ville de Montréal, Montréal en statistiques, "Analyse des secteurs d’activité", November 2025
- Which sector has the most establishments on the island of Montréal?
- In 2024, commercial activity (retail trade, arts and recreation, accommodation and food services, other services) is the sector with the largest number of business establishments (31.0%) and jobs (20.6%) on the island of Montréal.
- Source: Ville de Montréal, Montréal en statistiques, "Analyse des secteurs d’activité", November 2025
Revenue-based financing, in brief
- How does revenue-based financing work?
- A lender disburses a sum to the business, sized on its deposits, and the business repays it out of its revenue. The amount, the cost and the repayment schedule are set by the lender in its written offer.
Business-support organizations in Montréal
Useful neighbours, independent of Capital Facile: each one has its own programs and its own conditions.
- PME MTL
- The Ville de Montréal’s business support network, specialized in guiding and financing businesses, organized into six territorial hubs.
- Service du développement économique de la Ville de Montréal
- Municipal department that guides and supports Montréal businesses in their growth and manages grant programs and calls for projects.
$0 upfront · 7% only if funded
An intermediary, not a lender.
The lender sets the final amount and its cost in its written offer.
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