A line of credit in Montréal: is it for you?
From professional services to commercial activity, the Montréal agglomeration’s economy rests on several sectors where shortfalls come back from one month to the next. A line of credit is presented through an intermediary; the lender sets the limit and its cost.
Choose my amountIn Montréal, in brief
- How many people live in Montréal?
- Montréal had 1,762,949 residents at the 2021 census.
- Source: Statistics Canada, 2021 Census of Population, table 98-10-0002-01
- How many business establishments does the Montréal agglomeration have?
- More than 1.1 million people worked in a pool of 64,224 business establishments in the Montréal agglomeration in 2024.
- Source: Ville de Montréal, Montréal en statistiques, "Analyse des secteurs d’activité", November 2025
- Which sectors weigh the most in the Montréal agglomeration’s GDP?
- Five sectors make up 64.3% of the Montréal agglomeration’s GDP in 2023: finance, insurance and real estate services (18.2%), logistics (13.6%), manufacturing (11.9%), professional, scientific and technical services (11.1%) and commercial activity (9.5%).
- Source: Ville de Montréal, Montréal en statistiques, "Analyse des secteurs d’activité", November 2025
The business line of credit, in brief
- How does a line of credit differ from a term advance?
- A line is a limit you draw on, repay and draw on again; a term advance is disbursed once and repaid on a schedule. On a line, interest runs only on what is drawn; any other fee is set in the lender’s written offer.
Business-support organizations in Montréal
Useful neighbours, independent of Capital Facile: each one has its own programs and its own conditions.
- PME MTL
- The Ville de Montréal’s business support network, specialized in guiding and financing businesses, organized into six territorial hubs.
- Service du développement économique de la Ville de Montréal
- Municipal department that guides and supports Montréal businesses in their growth and manages grant programs and calls for projects.
$0 upfront · 7% only if funded
An intermediary, not a lender.
The lender sets the final amount and its cost in its written offer.
Choose my amount